Alain Otaegui is a Policy Expert at the Digital Finance Unit at the EBA, where he is working on a range of files relating to financial innovation, with a focus on crypto-assets, DeFi and AI. Alain is currently leading the work on AI policy, coordinating the EBA’s assessment and stance on the implications of the AI Act for the European banking sector and the EBA’s monitoring of the adoption levels of the different AI techniques by banks, including Generative AI. Alain is also contributing to EBA’s policy development and supervisory preparedness under MiCAR, and is coordinating the EBA’s work on DeFi. Following academic training in law and economics, and a Master’s in geopolitics, he has previously served as a policy adviser in digital finance for the private sector in Spain and Belgium.